Rosenthal Pauerstein Sandoloski Agather LLP
(210) 225-5000

755 East Mulberry, Suite 200
San Antonio, Texas 78212

We are personally available when you need us.

Bruce E. Toppin, III, Partner

Mr. Toppin heads the Firm’s Financial Institutions Corporate & Regulatory practice. His practice concentrates on representing banks, thrifts and other financial institutions on corporate and regulatory matters, such as mergers, acquisitions, securities offerings, holding company formations, Subchapter S conversions, corporate governance, de novo charters, enforcement actions, regulatory applications and other related matters. Mr. Toppin also counsels financial institution directors, officers and shareholders in the areas of ownership succession, executive compensation and enforcement actions.

He also has extensive experience representing both lenders and borrowers in a broad range of secured and unsecured debt financings, including, term loans, lines of credit, government guaranteed loans, loan participations, modifications, renewals and assumptions.

Mr. Toppin is a frequent speaker and author on a wide variety of topics relating to corporate, bank regulatory and securities matters.

Education & Bar Admissions

Juris Doctor, St. Mary’s University School of Law

Bachelor of Business Administration, Finance, Texas Tech University

Member, State Bar of Texas

Community Involvement

American Bar Association, Banking Law Committee

Texas Bankers Association

Texas Association of Bank Counsel

Independent Bankers Association of Texas

IBAT Leadership Division

YMCA of Greater San Antonio, Board of Directors


“Best Lawyer: Business and Corporate” S.A. Scene Magazine (2014, 2017)


Wealth Management Solutions for Rural Community Banks, The Texas Independent Banker Magazine (July/August 2013)

Changes Loom for Banking Institutions, Texas Lawyer (August 2012)

Subchapter S Banks Victorious in TEFRA Appeal, The Texas Independent Banker Magazine (March/April 2010)

The Path of Least Resistance: The Effects of Groundwater Law’s Failure to Evolve with Changing Times, 38 St. Mary’s L.J. 503 (2007)

Dividend Reinvestment Plans for Community Banks, The Texas Independent Banker Magazine (November/December 2015)