As the banking industry continues to evolve in today’s Dodd-Frank era, adapting to the ever-changing corporate and regulatory landscape can be an overwhelming task. RPSA’s Financial Institutions Corporate & Regulatory practice provides creative and effective legal counsel to community banks and other financial institutions, enabling them to meet these challenges head-on and achieve their strategic goals.
Our attorneys rely on years of experience and strong professional relationships with bank regulators to provide exceptional legal counsel on all aspects of corporate and bank regulatory law, at both federal and state levels. We also represent individual directors, officers and owners on matters relating to their financial institutions.
Our Financial Institutions Corporate & Regulatory practice includes advice with respect to:
- Debt and equity securities offerings
- Bank mergers and acquisitions
- De novo charters
- Purchases and sales of branches and other bank assets
- Bank and financial holding company formation
- Subchapter S conversions
- Bank regulatory applications and filings
- Regulatory compliance matters
- Formal and informal enforcement actions
- Corporate governance and director responsibilities
- Strategic planning and implementation
- Product expansion (e.g., insurance, securities and other permissible activities)
- Exit strategies and ownership succession
Our attorneys are committed to providing exceptional legal counsel to community banks, and to sustaining the viability of the community bank charter. We are active in numerous community bank trade associations, including the Independent Bankers Association of Texas, the Texas Bankers Association, Texas Association of Bank Counsel and the Independent Community Bankers of America, and have advocated on behalf of the community bank industry in front of members of Congress and Congressional committees. Our attorneys frequently speak at conferences and other educational events, and regularly author articles on a wide variety of legal issues of importance to the banking industry.
At RPSA, our main objective is helping our clients achieve success. We take great pride in maintaining highly-competitive billing rates within the industry, and we are always happy to discuss alternative billing structures. Our ability to provide comprehensive corporate and regulatory advice in a cost-efficient manner positions us as a sound choice for community banks.
To learn more about RPSA’s Financial Institutions Corporate & Regulatory practice, contact Bruce E. Toppin III.